BEST 55+ Communities in Santa Monica Near the Beach You Need to Know About

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If you've ever dreamed of retiring in a place where sunny days, ocean breezes, and a vibrant community converge, Santa Monica, California might just be the haven you're seeking.

Nestled along the iconic Pacific coastline, Santa Monica offers retirees a unique blend of natural beauty, cultural richness, and an active lifestyle.

In this guide, we'll explore the best neighborhoods, retirement communities, the local lifestyle, attractions, and the overall costs associated with retiring in this West Coast gem.

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Retiring in Santa Monica, California: A Paradise by the Pacific

We hope you'll find this guide helpful and informative. Here are some of our favorite things retirees in Santa Monica have shared:

Is Santa Monica a good place to retire?

Is Santa Monica a Good Place to Retire?

The answer is a resounding yes!

Santa Monica has long been a favorite destination for retirees seeking a perfect blend of urban amenities and coastal tranquility. With its moderate climate, breathtaking views of the Pacific Ocean, and a plethora of recreational activities, this city creates an idyllic environment for those looking to savor their golden years.

Best Neighborhoods in Santa Monica - Great for 55+ Community Seekers, Families & More

Santa Monica boasts several neighborhoods, each with its unique charm. When it comes to retirement, a few stands out for their peaceful ambiance and proximity to essential amenities.

1. North of Montana Avenue

This upscale neighborhood is renowned for its tree-lined streets, luxurious homes, and a serene atmosphere. North of Montana Avenue provides a quieter, more residential feel compared to the bustling downtown areas. It's an ideal spot for retirees who appreciate a tranquil setting while being close to the vibrant city life.

2. Ocean Park

Situated south of the famous Santa Monica Pier, Ocean Park offers a perfect blend of beachside living and artistic vibes. With its diverse community and proximity to the ocean, this neighborhood is a fantastic choice for retirees who desire a laid-back lifestyle with easy access to the sand and surf.

3. Wilshire-Montana

For those seeking a mix of sophistication and convenience, Wilshire-Montana is an excellent option. This area features upscale shopping, dining, and cultural attractions. The wide sidewalks make it easy to stroll around, and the neighborhood's proximity to the beach adds to its allure.

4. Sunset Park

Nestled between the beach and the freeway, Sunset Park offers a diverse and family-friendly atmosphere. The neighborhood is known for its well-maintained parks, schools, and community events. Retirees who enjoy a sense of community and an active lifestyle will find Sunset Park to be a welcoming choice.

5. Downtown

Downtown Santa Monica is known for its walkable streets, beach access, and a pedestrian-friendly atmosphere with a variety of cultural events, shopping, dining, and recreational activities. If you prefer an area where you can easily walk to shops, restaurants, and other amenities, this could be a plus. If you value access to entertainment and cultural amenities, this area might be appealing.

6. Pico District

The Pico District in Santa Monica, California, is known for its diverse population and is a mix of residential and commercial areas. However, the perception of whether it's a good place to retire can vary based on individual preferences and needs.

Best 55 and Over Retirement Communities in Santa Monica Near The Beach

Santa Monica caters to retirees with a range of retirement communities that provide not only comfortable living arrangements but also a sense of camaraderie among fellow retirees.

1. Ocean House - Waterfront Retirement Community in Santa Monica

Located just steps away from the ocean, Ocean House is a waterfront luxury 55+ retirement community offering independent and assisted living options. Residents here enjoy breathtaking views, gourmet dining, and a variety of social activities.

2. Sunrise of Santa Monica

Situated in the heart of the city, Sunrise of Santa Monica provides assisted living services in a homelike environment. The community's commitment to personalized care, coupled with its central location, makes it a popular choice among retirees.

3. Belmont Village Senior Living

Known for its holistic approach to senior living, Belmont Village offers a range of amenities, including fitness programs, social activities, and personalized care services. The community's emphasis on overall well-being appeals to retirees looking for a comprehensive retirement experience.

Best neighborhoods in Santa Monica for Retirement

The Santa Monica 55+ Retirement Community Lifestyle

Retiring in Santa Monica means embracing a lifestyle that combines relaxation with a vibrant cultural scene. The city is home to world-class dining, shopping, and entertainment options.

Whether you prefer a leisurely day at the beach, exploring art galleries, or enjoying a night out at a trendy restaurant, Santa Monica has something for everyone.

Weather in Santa Monica

One of the most enticing aspects of Santa Monica is its mild and consistent climate. With an average annual temperature of around 65°F (18°C), residents can revel in outdoor activities year-round. The cool sea breeze keeps the summer temperatures pleasant, while winters are mild, making it an ideal setting for retirees seeking an active lifestyle.

Attractions Nearby

Retirees in Santa Monica have the luxury of easy access to a plethora of attractions.

Santa Monica offers a variety of attractions that can be appealing to retirees. Here are some notable ones:

Santa Monica Pier: A historic landmark, the Santa Monica Pier features an amusement park, aquarium, family-friendly restaurants, and beautiful views of the Pacific Ocean.

Palisades Park: A scenic park along the cliffs overlooking the ocean, Palisades Park provides a peaceful place for leisurely walks, picnics, and enjoying the sunset.

Third Street Promenade: A popular outdoor shopping and dining district, Third Street Promenade offers a range of shops, restaurants, and street performers. It's a great place for a relaxed day of shopping and entertainment.

Getty VillaArt enthusiasts will appreciate the Getty Villa, located a short drive from Santa Monica. This museum showcases an impressive collection of ancient Greek, Roman, and Etruscan art in a stunning setting inspired by ancient Mediterranean villas.

Santa Monica Beach: The wide sandy beaches are perfect for leisurely strolls, picnics, or simply enjoying the sun and sea breeze. There are also various beachfront bike paths for cycling enthusiasts.

Annenberg Community Beach House: This beachfront facility offers a beautiful pool, a historic pool house, and beach volleyball courts. It's a great place for retirees to relax and enjoy the coastal atmosphere.

Santa Monica Place: A modern shopping and dining destination, Santa Monica Place features high-end retailers, restaurants, and a rooftop dining deck with ocean views.

Museum of Flying: For those interested in aviation, the Museum of Flying showcases a collection of aircraft and aviation memorabilia, providing an engaging and educational experience.

Tongva Park: A beautifully landscaped park with walking paths, gardens, and water features, Tongva Park provides a serene environment for relaxation and outdoor activities.

Senior Programs and Classes: The City of Santa Monica offers various programs and classes tailored for seniors, including fitness classes, art workshops, and social events.

Cultural Events: Santa Monica hosts numerous cultural events, such as art fairs, music festivals, and film screenings. Retirees can take advantage of these opportunities to engage in the local arts and culture scene.

These attractions cater to a diverse range of interests and offer a pleasant environment for retirees to enjoy their leisure time in Santa Monica.

Costs of Spending Retirement in Santa Monica, CA

Best Retirment Communities in Santa Monica

While Santa Monica offers an unparalleled quality of life, it's essential to be aware of the associated costs.


The cost of housing in Santa Monica is relatively high, with a median home price well above the national average. However, the investment is often justified by the proximity to the beach, cultural amenities, and the overall quality of life.

Utilities and Transportation

Utility costs are in line with the national average, but transportation costs may vary. Retirees who prefer walking or using public transportation can save on vehicle-related expenses.


Santa Monica is home to top-notch healthcare facilities, but medical costs can be higher compared to other parts of the country. It's crucial for retirees to factor in healthcare expenses when planning their retirement budget.

Talk With a Santa Monica Real Estate Expert Today

Retiring in Santa Monica opens the door to a fulfilling and vibrant chapter of life. The diverse neighborhoods, range of retirement communities, pleasant climate, and proximity to attractions make it an appealing destination for retirees. While the cost of living may be higher, the overall experience of living in this coastal paradise is priceless.

So, is Santa Monica a good place to retire?

Without a doubt, it's a resounding yes, offering retirees not just a place to live but a lifestyle to savor.

If you are looking to move to the Santa Monica area, talk with a local experienced real estate agent today, call J.D. Songstad at (424) 786-6762.

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